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Is one of the largest payors of home health services. You must be 65 and over; Medicare covers a range of skilled care services such as nursing, physical therapy, speech therapy, and occupational health therapy. A physician's referral is required for care. For a full summary of Medicare home health care benefits visit: www.medicare.gov/coverage/home-health-services
If you or your loved one have been contributing to a long-term insurance plan, it may be time to take advantage of it. Otherwise, it may be difficult to enroll in a long-term insurance policy if you're in poor health or currently require long-term care Nevertheless, check with an insurance provider to learn about what plans and premiums may be available to you.
If you or a loved one served in the military or were called to active duty while a member of the Reserves or National Guard, he/she may qualify for Veterans Administration (VA) health benefits. Eligibility is determined based on a patient's need for ongoing treatment, personal care, and assistance. For more detailed information, visit:
Every state has a government program that provides medical assistance to people who meet income eligibility requirements. If social security is your primary source of income, you may meet Medicaid requirements. Qualifications vary from state to state but for more information visit:
Retirement incomes, savings, stocks, home equity, or gifts from family members are all possible sources to help cover the cost of home health care. If you do choose to pay out-of-pocket, we will be happy to work out payment plans with you.
If you or your loved one have private health insurance, check your policy coverage for home health care, as it varies from plan to plan.
If you or your loved one requires care or rehabilitation because of an auto accident or job related injury, then workers compensation, auto insurance, an employer or consumer insurance plan may pay for home health care services. The bottom line is, several options are available to help pay for home health care, making it an affordable choice for many people. That's how affordable, personalized, high-quality care in the convenient of your home can mean safety, independence, and peace of mind for you and your loved one.